与投资专业人士合作
在选择投资专业人士时, the value you receive is based on the quality of your relationship and their ability to meet, 甚至超过, 你的期望. Many people don’t mind paying for investment guidance, nor expect a professional to perform superhuman feats with their portfolios, but they do expect a commitment to service that includes frequent communication, 透明度, 以及个性化指导. To get the most value from your investment professional, you need to explain 你的期望 and agree on how you will work together.
在理想的情况下, you should be able to book an initial consultation with an investment professional to learn more about their background, 经验, 和哲学. Be clear about what you expect, and ask questions. 以下是一些建议:
- Ask how they choose their investment strategies, products, and solutions. Some professionals will shop around based on clients’ needs, whereas others have access to a smaller number of proprietary products.
- Ask them what their investment principles are and how they were founded. Do they follow theory and data, or use their own 经验?
- When it comes to payment, see if they are fee-only, commission-based, or a hybrid of the two. Depending on your needs and potential assets under management, 你可能更喜欢一种收费结构.
- If you’re looking for an investment professional that puts their client's needs ahead of their own, 询问他们是否遵循信托标准. 看看他们是否有书面政策.
- Are you looking for someone who’s highly responsive? 看看他们的沟通策略是怎样的. 他们会经常跟进吗? Are you able to reach them at any time if you have a question? Do they ask that you can commit to a certain number of meetings per year?
- Do you want access to a broad range of expertise and resources? Ask if they have a network of other professionals that they consult with or recommend. Some investment professionals may be able to connect you to tax, 保险, 房地产, 或者是商务人士，如果你需要的话.
- 检查他们的专业证书. How long have they been in their field, and what’s their professional background? What is their current level of education, and are they continuing their education? 他们还有其他的名称吗?
Some of the investment professionals you meet may not meet your needs, which is why it’s important to have an initial consultation. Setting the tone for a working relationship with an investment professional is a critical first step, 所以尽可能多地问问题. Give us a call if you’d like to learn more about our process and see if we could be a good fit for you.
This content is developed from sources believed to be providing accurate information. The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any Federal tax penalties. Individuals are encouraged to seek advice from their own tax or legal counsel. Individuals involved in the 房地产 planning process should work with an 房地产 planning team, including their own personal legal or tax counsel. Neither the information presented nor any opinion expressed constitutes a representation by us of a specific investment or the purchase or sale of any securities. Asset allocation and diversification do not ensure a profit or protect against loss in declining markets. This material was developed and produced by Advisor Websites to provide information on a topic that may be of interest. 版权所有2024 Advisor网站.
